Banking 101 - What banks actually do : Creating, destroying and transferring money

1. The different types of money
2. A quick word on balance sheets
3. How central banks create money
   1. Central bank reserves
   2. Cash
4. How commercial banks create money
   1. Making loans
   2. Buying assets
5. Transferring money from one bank account to another
   1. Within a bank
   2. With cash
   3. Central Bank reserves payments
6. Destroying money

 What people think banks do: The money multiplier and other myths

1. Perception of banking number 1: The ‘safe deposit box’
2. Perception of banking number 2: The middle man
3. Perception of banking number 3: The money multiplier
   1. Problems with the money multiplier model

How do banks become insolvent and the importance of deposit insurance

1. Normal insolvency
2. Cash flow insolvency / becoming ‘Illiquid’
3. After insolvency and the need for deposit insurance
4. The problem with deposit insurance

 Source : http://www.positivemoney.org.uk/how-banks-create-money/balance-sheets/